What would you do if a single medical bill or a lost passport stopped your trip in its tracks?
Sure Safe Travel Insurance offers flexible plans designed to protect your trip and well‑being. The SafeTrip program from UnitedHealthcare Global includes high medical limits, medical evacuation, and options for extreme sports and rental car coverage.
The policy also links you to a 24/7 Emergency Response Center for help with lost passports, legal referrals, translations, and emergency fund transfers. For claims, travelers use CBP Connect or call 1-877-693-8530.
Compare plan features, get quick quotes, and choose the level of protection that fits your budget. Instant access to clear terms makes it easy to pick a policy before departure and reduce surprises on the road.
Key Takeaways
- Travel with confidence today: what this service page covers
- sure safe travel insurance overview and who it’s for
- Travel medical coverage that helps in a medical emergency
- Trip protection: cancellations, interruptions, delays and baggage
- Plan options to match your trip and budget
- Pre-existing medical conditions: eligibility, timing and policy details
- Adventure sports, cruises, and add‑ons tailored to your needs
- Costs and value: how pricing works and ways to get a better quote
- 24/7 emergency assistance and claims support
- Provider information and policy administration
- Conclusion
- FAQ
- FAQ
- SafeTrip gives strong medical limits and evacuation options for international and domestic trips.
- Optional extras let you tailor coverage for activities like extreme sports and rental cars.
- 24/7 Emergency Response support helps with passports, legal referrals, and translations.
- Claims are handled via CBP Connect or by calling 1-877-693-8530 for fast assistance.
- Instant quotes and clear plan details make it easy to choose the right policy before departure.
Travel with confidence today: what this service page covers
Use this guide to navigate plan features, add-ons, and limits so you can choose coverage that matches your trip.
This page outlines every major coverage area so you can compare options clearly. It explains medical care, evacuation, trip changes, and baggage protection in plain language.
What you’ll find:
- Descriptions of core plans: International Travel Medical, International Travel Medical Plus, and domestic Travel Protection for U.S. trips.
- Coverage limits, exclusions to watch, and optional add‑ons like Extreme Sports and Rental car coverage.
- Simple steps to start a plan and key policy details you should read before you buy.
The page shows how to use the information: browse plan types, read coverage details, and compare benefits against your itinerary and trip expectations.
We also answer common questions about when to buy, how claims work, and how to reach support while away. Note that select plans feature no deductibles to help limit out‑of‑pocket costs.
Finally, cancellations and other disruptions are covered plainly so you can match protection to the financial risk in your plans.
sure safe travel insurance overview and who it’s for
Choosing the right policy limits stress and helps you access care fast while abroad.
Purpose: This coverage helps protect your health and finances when you are away from home. Plans are designed to fit different people and trip needs, from short business trips to family vacations.
Who benefits most:
- Families who want kid-friendly support and easy claims handling.
- Solo travelers who need 24-hour assistance and clear local referrals.
- People headed to remote regions where care access and language barriers matter.
- Business travelers who require quick continuity and minimal downtime.
International travel insurance acts as secondary coverage for emergencies abroad. It typically includes emergency medical, dental, and evacuation services to supplement your domestic plan.
Options let you match a plan to your priorities. Pick higher medical limits, stronger evacuation benefits, or broader trip protections based on your destination and any medical conditions you have.
| Audience | Common needs | Recommended features |
|---|---|---|
| Families | Child care help, easy claims | High medical limits, family coverage |
| Solo travelers | 24/7 assistance, local referrals | Emergency assistance, language support |
| Remote destinations | Evacuation, provider coordination | Medical evacuation, high network access |
| Business trips | Fast care, trip disruption protection | Streamlined claims, interruption benefits |
Tip: Review policy conditions and pre-existing medical conditions before you buy. Choosing a plan ahead of departure reduces gaps and makes emergency support easier to use.
Travel medical coverage that helps in a medical emergency
When a medical emergency happens abroad, quick access to care and clear benefit limits matter most.
The right coverage can remove guesswork and reduce out‑of‑pocket expenses.
Emergency medical and dental benefits explained
International Travel Medical offers covered emergency medical and dental treatment to manage urgent care needs while you are away.
This coverage can pay for qualified urgent care, emergency room visits, and short‑term dental care for pain relief, helping limit immediate expenses.
Medical evacuation and assistance with no deductibles on select plans
Medical evacuation arranges transport to the right facility when local care is not adequate. This service is vital in remote areas or after serious injury.
No‑deductible plan designs on select plans mean lower upfront costs when you need care fast. That helps you focus on treatment, not payment.
| Feature | Why it matters | What to check |
|---|---|---|
| Medical expense limit | Protects against large bills (up to $1,000,000) | Confirm max limits and co-insurance |
| Evacuation & transport | Moves you to appropriate care when local options are limited | Verify evacuation criteria and approved providers |
| No deductible options | Reduces immediate out‑of‑pocket expenses | Check which plans waive deductibles for emergencies |
| Assistance services | Coordinates hospitals, translations, and family notifications | Note 24/7 contact methods and included services |
Many primary health policies offer limited or no overseas coverage, often requiring you to pay first and seek reimbursement later. Review pre‑existing conditions and plan terms before your trip to ensure the protection matches your needs.
Trip protection: cancellations, interruptions, delays and baggage
A strong trip protection plan covers more than medical emergencies; it helps when flights cancel, bags vanish, or schedules change.
Trip cancellation vs. interruption vs. delay — what’s protected
Cancellation reimburses prepaid, non‑refundable costs when you must cancel before departure for covered reasons. Interruption pays unused trip value plus extra return travel if you must cut a trip short. Delay covers reasonable expenses—meals, lodging, or transport—after a covered delay hits a set time threshold.
Lost baggage and personal effects coverage essentials
Baggage coverage can reimburse lost, stolen, or delayed items. Keep airline reports, receipts, and timestamps. File claims quickly; most policies set specific time frames for delayed baggage reports and replacement purchases.
International Travel Medical Plus bundles medical benefits with trip cancellation and baggage protection. Domestic Travel Protection plans handle U.S. cancellations, interruptions, delays, and baggage — often with no deductible.
“Read policy language carefully to know which cancellations and interruptions are covered and what exclusions apply.”
Compare plans by the level of protection you need and use emergency assistance to rebook or locate bags when disruptions occur.
Plan options to match your trip and budget
Match your coverage to the type of trip you’re taking so you get the right mix of medical and trip benefits.
International Travel Medical focuses on high‑limit emergency care. It offers no deductibles, medical expense limits up to $1,000,000, medical evacuation, and 24/7 assistance. Add the Extreme Sports option if your itinerary includes higher-risk activities.
International Travel Medical Plus combines medical benefits with trip cancellation, interruption, delay, and baggage protection. This plan keeps the no‑deductible feature and adds rental car coverage as an option. It streamlines medical and trip protection in one product.
Domestic Travel Protection is built for U.S. trips. It covers cancellations, interruptions, delays, and baggage with no deductible and includes full AD&D. Optional rental car coverage is available to tailor the policy to your needs.
| Plan | Main focus | Key features | Best for |
|---|---|---|---|
| International Travel Medical | Emergency medical & evacuation | No deductible; up to $1,000,000 medical limits; Extreme Sports add‑on | Global itineraries needing high medical protection |
| International Travel Medical Plus | Medical + trip protection | No deductible; cancellation/interruption/delay/baggage; optional rental car | Trips where prepaid costs and medical care both matter |
| Domestic Travel Protection | U.S. cancellations and baggage | No deductible; trip cancellation/interruption/delay; full AD&D; optional rental car | Domestic travelers with refundable risks and delays |
Tip: Use a quick quote to compare options side by side. Focus on limits, covered reasons for cancellation, and service capabilities when choosing a plan.
Pre-existing medical conditions: eligibility, timing and policy details
How soon you enroll often determines coverage for pre-existing medical conditions.
Buy coverage as soon as you pay nonrefundable trip costs. Early enrollment improves the chance that a pre-existing medical condition will meet policy eligibility. SafeTrip plans can be purchased as late as 24 hours before departure, but earlier is better when health changes recently.
When to buy to maximize benefits
Timing matters: purchasing right after initial trip payments can protect recent changes in care. Many primary health plans limit overseas benefits and require out-of-pocket payment first, then reimbursement after a medical emergency.
- Read definitions: understand which conditions the policy treats as pre-existing.
- Document stability: bring records of medications and recent treatment dates.
- Check age and risk: age and overall risk profile can affect available options and pricing.
- Contact support to confirm specifics and avoid surprises mid-trip.
For further details on how pre-existing terms work, see this resource on pre-existing medical conditions coverage. Review policy wording carefully so coverage matches your needs before departure.
Adventure sports, cruises, and add‑ons tailored to your needs
Active itineraries and time at sea require clear options so assistance and benefits line up with real risks.
Extreme Sports and rental car coverage options
Extreme Sports add‑on extends protection for higher‑risk activities like guided dives, mountain biking, and rock climbing.
It helps cover medical care and evacuation tied to those activities when the base plan excludes them. Review activity lists and any equipment rules before you buy.
Rental car options fill gaps left by supplier waivers. They can cover collision damage, theft, and some liability shortfalls.
Keep rental reports, photos, and receipts. These documents speed claims and limit disputes about responsibility.
Cruise considerations: medical evacuation and trip delay at sea
On a cruise, medical evacuation may mean ship‑to‑shore transport and coordination with onshore hospitals.
International Travel Medical and the Plus plan include evacuation and assistance. Plus adds trip delay and baggage benefits useful when ports or connections cause interruptions.
“Select add‑ons that match your activity level and itinerary so protection keeps pace with your plans.”
| Need | Recommended add‑on | What to check |
|---|---|---|
| High‑risk sports | Extreme Sports add‑on | Activity list, medical limits, exclusions |
| Rental car gaps | Rental car coverage | Damage limits, claim docs, supplier waivers |
| Cruise delays or medical at sea | Trip delay + evacuation | Evacuation criteria, delay thresholds, on‑shore care access |
Costs and value: how pricing works and ways to get a better quote
Understanding cost drivers helps you find the right mix of protection and price for each trip.
What influences cost: trip price, age, destination, and duration
Costs depend mostly on the total price of your prepaid bookings, your age, the destination risk profile, and how long the itinerary runs.
Higher trip value and older age usually raise the premium. Exotic or remote destinations can add cost because medical evacuation and treatment rates may be higher.
Longer trips increase exposure and therefore the cost. These factors combine, so a short, low‑cost domestic trip often costs far less to cover than a multiweek overseas itinerary.
When medical-only plans can cost less than full protection
Travel medical focuses on emergency care and evacuation. Because it excludes cancellations and baggage benefits, its cost is often lower than a comprehensive plan.
Adding cancellation and interruption raises the price but can protect large prepaid expenses if plans change. Weigh the value of those added benefits against the size of your nonrefundable payments.
Get quote: timing your purchase before departure
Get a quote as soon as you start paying for reservations. Early purchase can preserve eligibility for coverage of pre-existing medical conditions and lock in key conditions.
You can buy coverage close to departure—even 24 hours before in some cases—but buying earlier usually broadens options and simplifies claim conditions.
Practical note: without coverage you may need to pay providers abroad and seek reimbursement later. Read a few reviews and policy details to compare service levels and claims responsiveness. Reassess your needs each year as your trip types and destinations change.
24/7 emergency assistance and claims support
Access to 24/7 emergency response helps resolve health and non‑medical setbacks no matter the hour.
Emergency Response Center: Call for immediate help coordinating medical care, arranging translation, or getting legal referrals. The center also assists with lost or stolen passports and emergency transfer of funds for non‑medical problems while you are away.
How to file a claim and who to contact
To file a claim online, visit CBP Connect and follow the submission steps. Keep copies of receipts, your policy number, itinerary, and medical reports to speed processing.
For questions about claim status or documentation, call 1-877-693-8530 or email uhcsafetripclaims@cpbinsure.com. Contact support early to document timelines and simplify later review.
“After hours is not a barrier—24/7 emergency support ensures help is available at any time during your trip.”
| Need | How to reach | What to have ready |
|---|---|---|
| Immediate medical coordination | Call Emergency Response Center (24/7) | Policy number, location, symptoms |
| Lost passport or funds transfer | Emergency Response Center or phone line | ID details, bank/contact info, itinerary |
| File a claim or check status | CBP Connect; phone: 1-877-693-8530; email | Receipts, police/hospital reports, policy number |
Tip: Review your plan details before departure so you know which events are covered and what information the claims team will need to resolve problems quickly.
Provider information and policy administration
Provider contacts, administrative terms, and regulatory disclosures shape how you use coverage and make claims while away.
UnitedHealthcare Global SafeTrip plan highlights and availability
UnitedHealthcare Global offers international and domestic plan options with no deductibles, high medical limits up to $1,000,000, evacuation, and combined trip protection features.
Plan details make it easier to compare policies, eligibility, and covered conditions. Read the policy documents for covered reasons, exclusions, and how to initiate a claim.
- Administration: Clear presentation of policy information helps you compare plans and limits before purchase.
- Intermediaries: Staysure (TICORP Limited) and Howserv operate under Gibraltar/UK regulation and disclose finance arrangements and commissions.
- Premiums & finance: Any premium finance uses licensed brokers and includes disclosures so costs are transparent.
- Reviews: Check customer reviews for claim timeliness and clarity of communication when assessing company service.
| Provider | Key role | What to check |
|---|---|---|
| UnitedHealthcare Global | Policy benefits, emergency assistance, claims | Medical limits, evacuation terms, claim contacts |
| Staysure / Howserv | Intermediary and administration in UK/Gibraltar | Regulatory status, premium finance disclosures, commission structure |
| Premium Credit Limited | Finance partner (where used) | Repayment terms, broker disclosures, fees |
“Keep provider contact info and claim steps saved before your trip to act quickly during an incident.”
Conclusion
Core benefits: targeted medical and evacuation coverage abroad plus optional trip cancellation and baggage protection help guard prepaid expenses and reduce unexpected costs.
Compare plans by protection level and your personal needs — from cruise itineraries to adventure activities. Consider age, destination, and total trip value when choosing limits so health and financial risks are both covered.
Buy coverage after your first non‑refundable payment to improve eligibility for pre‑existing medical conditions. Policies can still be purchased as late as 24 hours before departure, but earlier purchase gives more options.
Read recent reviews and policy documents, then get a quote to compare costs and potential expenses saved. For claims and support, file online via CBP Connect or call 1-877-693-8530, email uhcsafetripclaims@cpbinsure.com.
Bottom line: people who plan ahead and choose the right plan usually handle disruptions faster and return to enjoying their trip sooner.
FAQ
What does the UnitedHealthcare Global SafeTrip plan cover for medical emergencies?
The plan offers emergency medical and dental benefits, including hospital stays, physician visits, X-rays, and urgent dental care. Select tiers include medical evacuation and repatriation. Coverage limits vary by plan; some International Travel Medical options provide up to
FAQ
What does the UnitedHealthcare Global SafeTrip plan cover for medical emergencies?
The plan offers emergency medical and dental benefits, including hospital stays, physician visits, X-rays, and urgent dental care. Select tiers include medical evacuation and repatriation. Coverage limits vary by plan; some International Travel Medical options provide up to $1,000,000 in emergency benefits.
Who should consider these plans—families, solo travelers, or business travelers?
Coverage is available for families, solo travelers, people visiting remote destinations, and business travelers. Choose a plan based on trip length, destination risk, activities planned, and whether you need trip cancellation or just medical protection.
How do trip cancellation, interruption, and delay protections differ?
Trip cancellation reimburses prepaid, nonrefundable trip costs if you must cancel for a covered reason before departure. Trip interruption covers unused trip costs and additional return transportation if a covered event happens during travel. Trip delay reimburses expenses like meals and lodging when a covered delay keeps you from your itinerary.
Are lost baggage and personal effects covered?
Yes. Plans include lost, stolen, or damaged baggage protection up to specified limits. Coverage typically reimburses reasonable replacement costs for checked and carry-on items, subject to sublimits for items like electronics and jewelry.
What counts as a pre-existing medical condition and how can I get coverage for it?
A pre-existing condition generally means any medical condition that required treatment, medication, or advice within a specified look-back period before buying the policy. To protect pre-existing conditions, purchase the plan within the insurer’s specified time frame after making your initial trip deposit and meet eligibility rules. Read the policy for exact look-back and purchase windows.
When should I buy a plan to maximize pre-existing condition coverage?
Buy the plan as soon as you pay your initial nonrefundable trip deposit—or within the insurer’s stated post-deposit window—to qualify for pre-existing condition waivers. Waiting increases the risk that a condition will no longer be eligible for coverage.
Does the policy cover adventure or extreme sports?
Some plans offer add-ons for adventure sports, while others exclude high-risk activities by default. Check plan details for covered activities, available riders, and any required upgrades for activities like scuba diving, skiing off-piste, or mountaineering.
Are cruises treated differently under these plans?
Cruise coverage often includes medical evacuation at sea, trip delay for missed port departures, and cruise-specific trip interruption provisions. Verify coverage limits and whether shore excursion activities require additional protection.
How are plan prices determined and what affects the quote?
Pricing depends on trip cost, traveler age, destination, trip length, and selected benefits (medical limits, cancellation coverage, and add-ons). Higher trip costs and older ages typically raise premiums. You can lower cost by choosing higher deductibles or limiting trip cancellation coverage.
Can travel medical-only plans be less expensive than full trip protection?
Yes. A travel medical-only plan focuses on emergency medical and evacuation benefits and often costs less than plans that include comprehensive trip cancellation, interruption, and baggage protection. Choose based on whether medical risk or trip cost is your primary concern.
How do I get a quote and when is the best time to buy?
Get a quote online by entering trip dates, traveler ages, destination, and trip cost. The best time to buy is immediately after your initial trip deposit to secure pre-existing condition benefits and to lock in cancellation protection early.
What emergency assistance services are available 24/7?
The Emergency Response Center provides 24/7 medical assistance, evacuation coordination, case management, multilingual translation, and legal or consular referrals. Use the provider’s emergency contact number on your ID card for immediate help.
How do I file a claim and what documentation is required?
File claims online through the insurer’s portal or by mail. Common documentation includes itemized medical bills, police or baggage reports, proof of travel (itinerary, receipts), and proof of payment for trip costs. Follow claim submission guidelines in your policy for faster processing.
What administrative information should I know about UnitedHealthcare Global SafeTrip?
UnitedHealthcare Global administers the SafeTrip plan with defined benefit schedules, policy terms, and geographical availability. Review eligibility, exclusions, and policy limits before purchase. Contact customer service for plan-specific questions and regional availability.
Are there age limits or special rules for elderly travelers?
Some plans have age-based pricing or offer maximum age limits for certain benefits. Older travelers may face higher premiums or require medical screening. Check plan terms for age-related eligibility and benefit adjustments.
What common exclusions should I be aware of?
Typical exclusions include elective procedures, loss from prohibited activities, claims related to non-disclosed pre-existing conditions, and losses caused by alcohol or drug impairment. Each policy outlines exclusions—read them carefully.
Can I add rental car coverage or other optional riders?
Many plans offer optional riders such as rental car damage protection, adventure-sports riders, and higher baggage limits. Add these when customizing your quote if you need extra protection for vehicles or high-risk activities.
How do COVID-19 or pandemic-related issues affect coverage?
Coverage for pandemic-related events varies. Some policies cover emergency medical treatment for COVID-19 and related evacuations, while trip cancellation for pandemic disruptions may be limited. Check current policy language for pandemic-specific provisions.
,000,000 in emergency benefits.
Who should consider these plans—families, solo travelers, or business travelers?
Coverage is available for families, solo travelers, people visiting remote destinations, and business travelers. Choose a plan based on trip length, destination risk, activities planned, and whether you need trip cancellation or just medical protection.
How do trip cancellation, interruption, and delay protections differ?
Trip cancellation reimburses prepaid, nonrefundable trip costs if you must cancel for a covered reason before departure. Trip interruption covers unused trip costs and additional return transportation if a covered event happens during travel. Trip delay reimburses expenses like meals and lodging when a covered delay keeps you from your itinerary.
Are lost baggage and personal effects covered?
Yes. Plans include lost, stolen, or damaged baggage protection up to specified limits. Coverage typically reimburses reasonable replacement costs for checked and carry-on items, subject to sublimits for items like electronics and jewelry.
What counts as a pre-existing medical condition and how can I get coverage for it?
A pre-existing condition generally means any medical condition that required treatment, medication, or advice within a specified look-back period before buying the policy. To protect pre-existing conditions, purchase the plan within the insurer’s specified time frame after making your initial trip deposit and meet eligibility rules. Read the policy for exact look-back and purchase windows.
When should I buy a plan to maximize pre-existing condition coverage?
Buy the plan as soon as you pay your initial nonrefundable trip deposit—or within the insurer’s stated post-deposit window—to qualify for pre-existing condition waivers. Waiting increases the risk that a condition will no longer be eligible for coverage.
Does the policy cover adventure or extreme sports?
Some plans offer add-ons for adventure sports, while others exclude high-risk activities by default. Check plan details for covered activities, available riders, and any required upgrades for activities like scuba diving, skiing off-piste, or mountaineering.
Are cruises treated differently under these plans?
Cruise coverage often includes medical evacuation at sea, trip delay for missed port departures, and cruise-specific trip interruption provisions. Verify coverage limits and whether shore excursion activities require additional protection.
How are plan prices determined and what affects the quote?
Pricing depends on trip cost, traveler age, destination, trip length, and selected benefits (medical limits, cancellation coverage, and add-ons). Higher trip costs and older ages typically raise premiums. You can lower cost by choosing higher deductibles or limiting trip cancellation coverage.
Can travel medical-only plans be less expensive than full trip protection?
Yes. A travel medical-only plan focuses on emergency medical and evacuation benefits and often costs less than plans that include comprehensive trip cancellation, interruption, and baggage protection. Choose based on whether medical risk or trip cost is your primary concern.
How do I get a quote and when is the best time to buy?
Get a quote online by entering trip dates, traveler ages, destination, and trip cost. The best time to buy is immediately after your initial trip deposit to secure pre-existing condition benefits and to lock in cancellation protection early.
What emergency assistance services are available 24/7?
The Emergency Response Center provides 24/7 medical assistance, evacuation coordination, case management, multilingual translation, and legal or consular referrals. Use the provider’s emergency contact number on your ID card for immediate help.
How do I file a claim and what documentation is required?
File claims online through the insurer’s portal or by mail. Common documentation includes itemized medical bills, police or baggage reports, proof of travel (itinerary, receipts), and proof of payment for trip costs. Follow claim submission guidelines in your policy for faster processing.
What administrative information should I know about UnitedHealthcare Global SafeTrip?
UnitedHealthcare Global administers the SafeTrip plan with defined benefit schedules, policy terms, and geographical availability. Review eligibility, exclusions, and policy limits before purchase. Contact customer service for plan-specific questions and regional availability.
Are there age limits or special rules for elderly travelers?
Some plans have age-based pricing or offer maximum age limits for certain benefits. Older travelers may face higher premiums or require medical screening. Check plan terms for age-related eligibility and benefit adjustments.
What common exclusions should I be aware of?
Typical exclusions include elective procedures, loss from prohibited activities, claims related to non-disclosed pre-existing conditions, and losses caused by alcohol or drug impairment. Each policy outlines exclusions—read them carefully.
Can I add rental car coverage or other optional riders?
Many plans offer optional riders such as rental car damage protection, adventure-sports riders, and higher baggage limits. Add these when customizing your quote if you need extra protection for vehicles or high-risk activities.
How do COVID-19 or pandemic-related issues affect coverage?
Coverage for pandemic-related events varies. Some policies cover emergency medical treatment for COVID-19 and related evacuations, while trip cancellation for pandemic disruptions may be limited. Check current policy language for pandemic-specific provisions.